DGTAL OS 2.0 • System Runway: 14.8 MO • Net Burn: -$16,840/MO • Aggregated Liquidity: $148,420.50
256-Bit Plaid & Stripe Verified
Announcing DGTAL 2.0 • The Operating System for Modern Businesses →

Your entire business, in one command center.

Manage finances, clients, projects, invoices, tasks, and business insights from one simple workspace, with profit margin on every project — without jumping between multiple tools.

Free 14-day trial • No credit card required • Instant setup in 90 seconds
▣ DGTAL/Main Org/Financial Command Center
Live Sync Active Period: Q1 2026 / March
Total Cash Balance
$148,420.50
↗ +12.4% vs last mo
Revenue (MTD)
$48,250.00
↑ 94% of monthly goal
Expenses (MTD)
$16,840.00
Burn: $680 / day
Receivables (30D)
$22,400.00
3 pending invoices
Payables (14D)
$6,120.00
5 bills scheduled
Health Score
82 / 100
Optimal Liquidity

Upcoming Cash Flow Projection (90 Days)

Continuous projection with real-time AR/AP variance

Safe Buffer: $85k
SAFE THRESHOLD ($85,000)
March 1 (Today: $148.4k) April 1 ($162.1k est.) May 1 ($189.5k est.) June 1 ($210k est.)

Recent Operating Transactions

View Ledger →
DescriptionAccountCategoryAmountStatus
Horizon Labs Retainer Chase Operating Revenue +$7,500.00 Settled
AWS Cloud Infrastructure Brex Corporate DevOps -$1,420.80 Auto-Paid
Vertex AI Milestone 2 Stripe Primary Receivable +$4,800.00 Scheduled

Needs Your Attention

4 Critical
2 Overdue Invoices ($6,050.00)
Acme Corp (14d) & Vertex Studio (6d)
Q1 Tax Reserve Shortfall
Allocate $3,200 from revenue to maintain 25% buffer
Website Redesign Project @ 85% Budget
Apex BioTech • 6 tracked hours remaining
Active Jobs Margin 62.2% Margin Avg
Apex BioTech Redesign +$2,800 Net
Cost: $1,700Revenue: $4,500
Direct team billable velocity running 14% ahead of schedule
ARCHITECTED FOR EXECUTIVE CLARITY

Everything you need to run the business behind the business.

Finance
Multi-currency
ledger
Clients
Retainers & LTV
Projects
Margin tracking
Invoices
Stripe / ACH Sync
Tasks
Billable Kanban
Team
Internal cost rates
Analytics
Cash runway radar
$180M+
Operating Volume Handled
99.98%
Uptime SLA Guarantee
12,000+
Invoices Settled Monthly
< 3 Min
Daily Executive Check-in
STRUCTURAL OPERATIONAL DRAIN

Your business shouldn’t live across 10 different tools.

Scattered data creates dangerous blind spots, painful cash surprises, and hours lost manually reconciling disconnected software.

THE FRAGMENTED PAST
High Friction / Blind Spots
Spreadsheets
→
Banking Apps
→
Invoice Tools
→
Task Apps
→
Slack DMs
Stale Financial Data: You only discover cash shortages weeks after the month has closed.
Forgotten Tax Reserves: Surprised by end-of-year IRS tax liability bills without liquid cash set aside.
Zero Margin Visibility: Completing client engagements only to discover team hours cost more than billings.
COMMAND CENTER ARCHITECTURE
THE UNIFIED PRESENT
Real-Time Single Source
D
DGTAL Operating System
Banking + Operations + Projections Synchronized
1-Click Live
Single Source of Truth: Daily tasks, invoices, and bank deposits connect immediately to 90-day cash forecasts.
Automated Tax Reserve Build: Automatically reserves federal and state obligations as cash hits your accounts.
Pre-Flight Margin Defense: Alerts you the moment project scope expands beyond contractual profitability.
MISSION-CRITICAL CAPABILITIES

Engineered for executive control
and operational speed.

Eight tightly-knit modules that completely eliminate blind spots and replace fragmented SaaS stacks.

Business Dashboard

Know what needs your attention before it becomes an emergency.

Priority Action Inbox 3 Urgent
Sign off on Q1 tax remittance
Approve invoice #084 for Horizon Labs

Finance Management

Track income, expenses, multi-bank accounts and transfers in real time.

Mercury Treasury $94,210
Chase Operating $54,210
Plaid auto-synced 4m ago

Modern Invoicing

Create sleek invoices with automatic Stripe and ACH settlement links.

#INV-2026-084 $5,500.00
Partial $2.5k paid • $3.0k due Mar 28

Clients & Projects

View client health, ongoing deliverables, and net margins in one view.

Apex BioTech Systems
LTV: $42,500 62.2% Margin
3 Active Contracts • 0 Overdue

Tasks & Team

Manage work, responsibilities, approvals, and internal cost burn.

Deploy API Staging Billable
SK Sarah K. • Blended Rate $45/h

Tax Intelligence

Configurable, country-aware tax rules and automatic quarterly allocations.

Estimated Q1 Liability $12,062
78% safely escrowed in high-yield vault

Business Insights

Turn transaction data into high-leverage executive strategy.

Revenue Per Employee: $18,400/mo
Overhead Efficiency: Top 5% quartile

Cash Flow Radar

Simulate client payment delays and anticipate cash pressure before it hits.

90-Day Liquidity Radar SECURE
Zero projected cash dip below reserve boundary
INTELLIGENT BUSINESS ASSISTANT

Your numbers should tell you what to do next.

A rule-based financial reasoning engine that scans your payables, receivables, and burn rate to give you proactive operational guidance — without consulting an accountant.

NEEDS IMMEDIATE ATTENTION
Real-Time Scan
2 Overdue Invoices ($6,050.00) Acme Corp ($4,200) & Vertex ($1,850)
14 Days Over
Quarterly Tax Reserve Check Short by $3,200 based on MTD margins
Action Due
Apex BioTech Milestone Budget 85% consumed • 6 hours left
Scope Alert
FINANCIAL HEALTH INDEX
Aggregated Metric
82 / 100
Liquidity & Buffer 94%
Operating Efficiency 78%
Leverage & Receivables 88%
PROACTIVE EXECUTIVE RECOMMENDATION

“Where should I focus this week?”

Collect $6,050.00 in overdue receivables from Acme Corp before increasing discretionary marketing spend. Securing these funds instantly adds 38 additional days of runway buffer to your treasury.

Dispatch 1-Click Payment Link Estimated collection turnaround: 36 hours
CURRENT RUNWAY
14.8 Months

Based on $148.4k liquid balance against a net burn rate of $16,840/mo with conservative buffer.

DETERMINISTIC FINANCIAL ARCHITECTURE

From raw transactions to confident decisions.

Most software only records history. DGTAL connects your ground-level daily activities to executive clarity in real time.

01
Income
+$48,250
02
Expenses
−$16,840
03
Net Profit
+$31,410
04
Receivables
$22,400 (30d)
05
Cash Flow
90D Vector
06
Tax Reserve
25% Locked
07
Health
82/100 Index
Every financial signal compounds into one executive health index.
A

Automated Categorization

Every transaction is instantly matched to active projects, team members, or overhead buckets — zero manual tagging spreadsheets.

Automatic classification
B

Continuous Tax Escrow

Unbilled hours and settled customer invoices immediately trigger dynamic reserve calculations, safeguarding tax obligations automatically.

Reserve calculated continuously
C

Executive Forward Guidance

Stop asking your accountant if you can afford to hire. The system models your payroll expansion against confirmed invoice collections.

Forward-looking financial model
MARGIN DEFENSE ENGINE · PROFIT MARGIN SOFTWARE

Profit margin software: true margin visibility before projects wrap, not after.

Profit margin software should never let a project burn through cash unnoticed. DGTAL is profit margin software that blends your direct expenses, software licenses, and team hourly rates into live profit gauges so you manage engagements proactively. Profit margin software works best when margin is live, not reviewed at month end. Choose profit margin software that updates as hours are logged. See plan details, or learn how to calculate profit margin before you price a project.

Profit margin software showing a 62.2% project margin on revenue of $4,500

Profit margin software for agencies and freelancers

Profit margin software with real-time labor rate blending across contractors and full-time team
Profit margin software with direct receipt passthrough for third-party hosting, licenses, and APIs
Profit margin software alerts you when project scope breaches 80% of budgeted hours
ACTIVE ENGAGEMENT

Website Development & Brand System

Client: Apex BioTech Inc.

Live Contract
CONTRACT REVENUE $4,500.00
TOTAL INCURRED COST $1,700.00
Direct Costs (Hosting, APIs, font licenses) $800.00
Team Cost (36 tracked hours @ blended internal rate) $900.00
Net Engagement Profit +$2,800.00
Calculated Profit Margin 62.2%
Target margin exceeded by +7.2% • 12 billable hours remaining
ENTERPRISE GOVERNANCE

Give your team access. Keep control.

Empower project managers and teammates to log time and manage deliverables without exposing bank balances, margins, or company tax reserves.

TIER 01

Owner

Full enterprise sovereignty and treasury governance.

✓ Bank Balance Visibility
✓ Tax Rules & Escrow
✓ Salary & Cost Visibility
✓ Treasury Wire Approvals
Seats: 1–2 Executive Admins
TIER 02

Admin / Operations

Billing management and client receivables.

✓ Create & Issue Invoices
✓ Client CRM & Contracts
✓ Contractor Rate Approvals
× Hidden Bank Balances
Seats: Operations & Finance Team
TIER 03

Manager

Project budgets, time sign-offs, and delivery.

✓ Project Budget Hours
✓ Team Time Log Sign-Off
× Hidden Company Overhead
× Hidden Tax Calculations
Seats: Project Leads & Producers
TIER 04

Team Member

Focused execution, task lists, and work logging.

✓ Assigned Tasks & Kanban
✓ Direct Hour Submissions
× Hidden Financial Data
× Hidden Invoicing Tools
Seats: Unlimited Teammates & Subs
Live Team Audit Log: Sarah K. submitted 6.5 billable hrs for Apex BioTech
Mark T. signed off on Milestone 2 invoice Synced instantly
OFFICIAL TAX INVOICE

#INV-2026-084

Billed to: Horizon Labs Inc.

Partial Payment Received
DESCRIPTION TOTAL
Strategy Sprint & Discovery Framework $2,500.00
UI/UX Design Systems Architecture $1,500.00
Frontend Engineering & Plaid Integration $1,500.00
Subtotal: $5,500.00
Tax (8%): $440.00
Client Courtesy Discount: -$440.00
Total Invoiced: $5,500.00
✓ Paid: $2,500.00 on March 12 Outstanding: $3,000.00
Cash Reality Guard: Only $2,500 is counted in your current available cash. The remaining $3,000 stays segregated under Pending Receivables until settled.
FINANCIAL INTEGRITY RULE

An invoice sent is not cash in the bank.

Traditional accounting software creates a false sense of security by bloating your headline revenue before clients actually wire the funds. DGTAL separates committed cash from hypothetical cash.

Automated Overdue Escalation

Sends polite, branded reminder links via SMS or email without awkward manual follow-ups.

Instant Bank Reconciliation

Direct API connections with Plaid and Stripe ensure partial deposits update your runway instantaneously.

TRANSPARENT PRICING

Simple pricing that scales with your business.

Start free, upgrade as your team expands. No setup fees, no surprise per-seat billing traps.

Starter

For solo operators, freelancers, and independent founders.

$ 0 / month forever
✓ Up to 3 active projects
✓ Essential invoicing & Stripe checkout
✓ Real-time cash balance tracking
✓ 1 connected bank account
× 90-day predictive cash radar
× Team role permissions
Start Free

Business Command

For scaling operators, remote organizations, and enterprise teams.

$ 79 / month billed annually
✓ Everything in Professional tier
✓ Multi-currency treasury & FX management
✓ Granular 4-tier role permission governance
✓ Custom scenario projection modeling
✓ Unlimited seats with blended hourly cost
✓ Dedicated priority onboarding & support
Start 14-Day Free Trial
DGTAL COMMAND CENTER

Stop managing your business from scattered tools.

Bring your money, work, clients, and business decisions into one command center today.

No credit card required
Cancel anytime
→ 1-click migration from spreadsheets & QuickBooks
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